Using AI to Reduce False Positives in Fraud Detection¶
Visa. (2026). Using AI to Reduce False Positives in Fraud Detection. Visa.
Cited by¶
1 citation across 1 artifact.
Each citation links to the sentence it supports in the citing article.
Mechanisms¶
- Fraud Risk Cutoff Review
- Every quarter the review convenes with a fixed dashboard: fraud dollars caught, chargebacks that slipped through the allow lane (the misses), and the false-decline rate — good customers wrongly blocked, an "insult rate" that quietly bleeds revenue and loyalty.
This sourceExplains that fraud systems balance dollars prevented against false declines—including “customer insult”—that block legitimate customers and can cost revenue and trust.
- Every quarter the review convenes with a fixed dashboard: fraud dollars caught, chargebacks that slipped through the allow lane (the misses), and the false-decline rate — good customers wrongly blocked, an "insult rate" that quietly bleeds revenue and loyalty.
Verification¶
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