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Banking on Disruption: Digitization, FinTech, and the Future of Retail Banking

Das, S., & Gupta, A. (2017). Banking on Disruption: Digitization, FinTech, and the Future of Retail Banking: Digitization, FinTech, and the Future of Retail Banking.

Type
Report
Intellectual base
Grey literature
Year
2017
Link
https://www.christenseninstitute.org/publication/retail_banking/
Cited from
innovation_entrepreneurship

Cited by

1 citation across 1 artifact.

Each citation links to the sentence it supports in the citing article.

Primes

  • Disruptive Innovation
    • In finance, neobanks, peer-to-peer lending, and microfinance serve under-served segments the universal banks ignore.

      This sourceApplies disruption theory to fintech: neobanks and online/peer-to-peer lenders take root by serving under-served segments that incumbent banks ignore, then move up-market.

      Supported in partVerified against the work's full text

      The report's summary says entrants' best prospects rest on targeting an underserved market and moving upmarket, but it names no neobanks, peer-to-peer lenders, or microfinance providers and calls widespread disruption doubtful.

      “The strategies of those entrants with maximum chances of success appear to be coalescing around two themes: 1) targeting an underserved market and moving upmarket into other products and services”

      From the work's full text.

      Read by an automated reader; not a human review. How support was checked

Verification

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