Narrow Networks on the Health Insurance Exchanges: What Do They Look Like and How Do They Affect Pricing? A Case Study of Texas¶
Dafny, Hendel, & Wilson. (2015). Narrow Networks on the Health Insurance Exchanges: What Do They Look Like and How Do They Affect Pricing? A Case Study of Texas: What Do They Look Like and How Do They Affect Pricing? A Case Study of Texas. American Economic Review.
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Domain-specific¶
- Iron triangle of health care
- The observed response defended the cost corner by narrowing provider choice: to hold premiums down on the exchanges, many insurers competed by offering narrow-network plans that sharply restricted which hospitals and specialists enrollees could use
This sourceNarrow hospital networks in first-year ACA marketplace plans in Texas, where the largest insurer priced its narrow networks at a fairly constant discount to its broad ones.
Supported in partVerified against the source
- The observed response defended the cost corner by narrowing provider choice: to hold premiums down on the exchanges, many insurers competed by offering narrow-network plans that sharply restricted which hospitals and specialists enrollees could use
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