Self-Insured Retentions versus Deductibles¶
International Risk Management Institute. Self-Insured Retentions versus Deductibles.
Cited by¶
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Primes¶
- Loss And Damage
- In insurance and finance, deductibles, attachment points, and uninsured exposure are explicit residual-harm constructs against which risk capital is held.
This sourceIRMI Expert Commentary / Glossary. Defines deductibles, self-insured retentions, and attachment points as the layer of retained/residual loss the insured bears below where insurance attaches — the explicit residual-harm constructs against which risk capital is held.
Supported in partVerified against the work's full text
IRMI explains deductibles and SIRs as the primary risk layer retained by the insured below the attachment point, with collateral posted for it, but not 'risk capital' or 'uninsured exposure'.
“Each imposes a specific layer of risk onto the insured, almost always the primary layer, above which insurance limits attach.”
- In insurance and finance, deductibles, attachment points, and uninsured exposure are explicit residual-harm constructs against which risk capital is held.
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