Vermont Minimum Stop Loss Requirements Study¶
Vermont Department of Financial Regulation, O. W. (2020). Vermont Minimum Stop Loss Requirements Study.
Cited by¶
1 citation across 1 artifact.
Each citation links to the sentence it supports in the citing article.
Mechanisms¶
- Stop-Loss Cover
- … by a single monster claim if the specific deductible is high — and the classic misuse is lasering, where the carrier, at renewal, singles out a known high-cost claimant and raises or removes their specific deductible, quietly handing that individual's risk back to the pool exactly when it was counting on cover.
This sourceDistinguishes aggregate from specific stop-loss and defines lasering as a higher individual attachment point that returns additional claim exposure to the plan.
- … by a single monster claim if the specific deductible is high — and the classic misuse is lasering, where the carrier, at renewal, singles out a known high-cost claimant and raises or removes their specific deductible, quietly handing that individual's risk back to the pool exactly when it was counting on cover.
Verification¶
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Registry ID ref:abd26ca1baa5 · see in the full table