Merchant Processing During Communications Disruptions¶
Forum, E. M., & Smart Card Alliance. (2016). Merchant Processing During Communications Disruptions.
Cited by¶
1 citation across 1 artifact.
Primes¶
- Fallback Path
- The price of the degraded route is made explicit as a shift in who bears the loss when a stored transaction later proves bad: in US industry guidance for communications outages the merchant absorbs it if the issuer afterwards declines the stored authorization and the customer has already left with the goods, and on this entry's reading that allocation is what keeps the option honest, since the party who benefits from continuing also pays for continuing badly.
Supported in partVerified against the work's full text
The EMV Migration Forum paper states that, in deferred authorization, the merchant may bear the loss if the issuer declines and the customer has already left; the incentive reading is the entry's own.
“the merchant may be responsible for any loss incurred if the authorization is declined by the issuer and the customer is allowed to”
- The price of the degraded route is made explicit as a shift in who bears the loss when a stored transaction later proves bad: in US industry guidance for communications outages the merchant absorbs it if the issuer afterwards declines the stored authorization and the customer has already left with the goods, and on this entry's reading that allocation is what keeps the option honest, since the party who benefits from continuing also pays for continuing badly.
Verification¶
Does it exist? Not checked yet. This entry carries no identifier to resolve. It was extracted from the citation as written in the article, normalized, and deduplicated against the rest of the registry.
Does it back the claim? Read against the text for 1 of 1 citation: 1 supported in part. Each verdict is shown under its citation below, with what in the work backs the sentence.
Support is checked per citation rather than per work — the same source can be cited soundly in one article and wrongly in another. Per-citation recording began recently, so a citation with no recorded check is a gap in the record rather than evidence it went unchecked.
See how references were verified.
Registry ID ref:d8261736ea75 · see in the full table